Terms and Conditions

Terms and Conditions for Pano Topics

Last Updated: 2023-October-21st

1. Acceptance of Terms

1.1. Please read these terms and conditions (“Terms”) carefully before using the Pano Topics blog (the “Website”). By accessing or using the Website, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please do not use this Website.

1.2. Pano Topics reserves the right to modify, change, or update these Terms at any time. It is your responsibility to check this page periodically for changes. Your continued use of the Website following the posting of any changes constitutes acceptance of those changes.

2. Content and Intellectual Property

2.1. All content on Pano Topics, including but not limited to articles, images, graphics, videos, and any other material, is the intellectual property of Pano Topics or its content creators. You may not use, reproduce, or distribute any content from this Website without the prior written consent of Pano Topics.

2.2. You may share and link to our content on social media or other platforms, provided you give proper attribution to Pano Topics and do not misrepresent our content.

3. User Responsibilities

3.1. You agree not to use the Website for any unlawful, abusive, or unauthorized purposes. You will comply with all applicable local, national, and international laws and regulations.

3.2. You are responsible for any content you submit to the Website, including comments, and you agree not to submit any content that is defamatory, infringing, or otherwise violates the rights of others.

4. Privacy and Data Use

4.1. Your use of Pano Topics is also governed by our Privacy Policy, which can be found [here]. By using this Website, you agree to the collection, use, and sharing of information as described in the Privacy Policy.

4.2. In the context of e-commerce and insurance-related content, your data may be shared with third-party partners as outlined in our Privacy Policy. You acknowledge and consent to this data sharing.

5. Financial and Investment Advice

5.1. Content related to insurance, gambling, or e-commerce on Pano Topics is provided for informational purposes only. It should not be considered as professional advice. Consult with a qualified professional for specific financial, investment, or insurance advice.

6. External Links

6.1. Pano Topics may contain links to third-party websites or services that are not owned or controlled by us. We have no control over the content or policies of these third-party websites and are not responsible for their content or actions.

7. Termination of Access

7.1. Pano Topics reserves the right to terminate or suspend your access to the Website at any time, without notice, for violating these Terms or for any other reason.

8. Governing Law and Jurisdiction

8.1. These Terms and Conditions are governed by and construed in accordance with the laws of United State of America, without regard to its conflict of law principles.

8.2. Any legal disputes related to these Terms or your use of the Website will be subject to the exclusive jurisdiction of the courts in United State of America.

9. Contact Information

For questions or concerns regarding these Terms and Conditions, please contact us at info@panotopics.com.

By using Pano Topics, you agree to these advanced Terms and Conditions. If you do not agree with these Terms, please do not use this Website.


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